How Long Do Judgments Stay on My Credit Report?
Q. In Arizona, judgments have a five year period for enforcement but they can be renewed every five years forever. Will they also be reported on my credit report forever? A. The statute of limitations...
View ArticleMy Credit Report Shows a Collection and a Judgment for the Same Debt – Legal?
Q. I am currently trying to clean up my credit report. I have a judgement from Capital One for a credit card. I was preparing to pay the amount of the judgement ($698) when I realized I also have a...
View ArticleCollection Agency Says They Have Judgment – But It’s Not on My Credit Report
Q. I received a letter in the mail from a collection agency stating they filed a judgement against me. I never recieved a summons to court. When I pulled my credit report the CA was not listed it and...
View ArticleIs a Judgment Always a Lien?
Q. I found a judgment against me on my county’s court site – does that mean there is a lien on my house? If not, how can you tell the difference? A. No, a judgment does not automatically place a lien...
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