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How Long Do Judgments Stay on My Credit Report?

Q. In Arizona, judgments have a five year period for enforcement but they can be renewed every five years forever. Will they also be reported on my credit report forever? A. The statute of limitations...

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My Credit Report Shows a Collection and a Judgment for the Same Debt – Legal?

Q. I am currently trying to clean up my credit report. I have a judgement from Capital One for a credit card. I was preparing to pay the amount of the judgement ($698) when I realized I also have a...

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Collection Agency Says They Have Judgment – But It’s Not on My Credit Report

Q. I received a letter in the mail from a collection agency stating they filed a judgement against me. I never recieved a summons to court. When I pulled my credit report the CA was not listed it and...

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Is a Judgment Always a Lien?

Q. I found a judgment against me on my county’s court site – does that mean there is a lien on my house? If not, how can you tell the difference? A. No, a judgment does not automatically place a lien...

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